This is a quick and easy way to calculate your monthly mortgage payments. Simply enter the amount you wish to borrow, the term over which you intend to pay it off and the interest rate. Then hit the 'Calculate' button.

Your results
The first figure gives the total monthly payment for a straight repayment mortgage, including both interest and payment towards the capital loan amount. This reduces the amount owed on the capital, month by month. The second figure shows the amount of interest payment only.

Anyone opting for an interest-only mortgage, such as linked to an endowment, ISA or pension savings policy will need to add the cost of the monthly premiums of the policy to the interest figure above. On maturity the savings policy is intended to pay off the capital loan

These figures are only a guide. We recommend that you contact HT Financial for exact figures from the specific lender before committing to any mortgage.

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